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The Republicans have not put together any plans to get people health insurance in the country. If they do repeal the bill then many middle class families will suffer because their consumer protections will be gone. Republicans are only against these protections because they hate the Affordable Care Act.

The big problem is that the new coverage changes became implemented on Thursday and the benefits are extremely popular with voters. A Republican push to repeal the bill spells big trouble for candidates in 2012. Voters feel taken advantage of by health insurance companies and if Republicans are successful then even more people will become uninsured.

The Republicans did not have one member vote for the passage of the health care reform bill. They want to block the bill’s funding and might be successful if they pick up enough seats during the 2010 elections in November. President Obama would likely veto the health care reform bill’s repeal so any measure to repeal would have to wait until 2012 at least to be implemented.

Republicans need to think hard about shifting the health care issue onto themselves. If they can repeal the bill then voters will blame them for the consequences that follow. Health care spending increased by more than one trillion dollars in the last year; action needs to be taken to stop this. Repealing health care reform would increase health care spending. This would add to the federal deficit and raise taxes which are two things that many Republicans say that they are against.

Health care should be a moral issue; the number of uninsured increased by twelve million people which was more than a thirty percent increase.  Currently more than fifty one people in the United States lack health insurance coverage. Insuring people and helping to make the system fairer should be an issue that republicans and democrats can agree on.

Middle class families will suffer a lot financially if they do not have the benefits of the health care bill. Currently, people spend more than thirteen thousand dollars per year on their health insurance premiums. If there were no reforms in place then consumers would spend more than twenty four thousand dollars per year on their premiums. For many people, this huge premium increase would cause them to drop their health insurance coverage.

Republicans should try to negotiate with Democrats so that the provisions in the health care reform bill are more likeable to everyone involved. No matter what, the members of the Senate and Congress will always be insured by the federal government. This means that they cannot really empathize with the situation that many middle and lower class families face on a daily basis.

The health care reform bill is very popular with voters; the only part that is not liked is the individual mandate and the fines that would follow for non-compliance. The public deserves to have its health care system repaired. People cannot afford the expensive health care premiums any more. The economy cannot sustain these increases and wages have not increased in the last few years. Employers are passing on more of the premium expenses to their employees so the problem needs to be rectified so that more people can stay insured for the long term.

One could rarely find and buy individual health plans that also cover dental care. There is useful information that people should know especially if they consider buying the policies separately.

It is estimated that about 45 million Americans currently do not own any dental insurance policy. Most non-elderly citizens who own individual health plans also own dental care policies. However, majority of people who buy health insurance plans on their own do not have dental insurance. This data is according to a report released by Centers for Disease Control and Prevention.

While individual health plans cover several added services like basic emergency care as well as costs of prescription drugs, they logically are not required to include coverage for adult oral care. However, for health insurance policies for children, dental services are required.

In March 2010, reforms to the healthcare insurance were set. However, despite the push exerted by many advocates, that bill did not include a wider dental component. Supporters and proponents of the reform argued that individual health plans already cover costs for other pressing health conditions like diabetes and heart diseases.

About 75% of 172 million Americans under the age of 65 years (who own private health insurance policies) have dental insurance plans as well. Their employers mostly provide the health insurances. Among those with separate dental coverage, more than a quarter of them have comprehensive plans with dental insurance while a quarter have stand-alone plans. Some have both.

About 90 million American citizens own individual health plans through Medicaid and Medicare, which both do not offer dental care plans for adults. There is no figure available pertaining to public health insurance plans. Medicaid shoulders dental care for people under 21 years old. The insurer currently serves up to 45 million people belonging to the low-income group. However, such patients complain about troubles in finding accredited dentists.

A separate government-sponsored program provides dental care, albeit limited. It is the Children’s Health Insurance Program. As for the older people, they could always opt to purchase separate dental care policies from health insurers.

Do you look for health insurers that also offer dental care plans? Data from the Association for Health Insurance Plans reveal that there are only a few insurers that do so. Those include Cigna Corp, Aetna Inc, Assurant Inc, Humana Inc, and UnitedHealth Group Inc. The association represents up to 80 of overall dental insurance plans in the US. There are also health insurance plans that offer dental coverage as part of health policies. They include several and specific plans from MetLife, Principal Financial Group Inc, and Blue Cross Blue Shield Association.

Experts advise people to buy dental care insurance policies even if they already own individual healthcare plans. Purchasing separate plans is more advisable especially because it would be very hard, if not impossible, to find and buy health insurance policies that also include dental coverage.